401K Retirement Savings Plan
News: 401K Match Reinstated Mainspring Managed Webinar - 01/17/12 Mainspring Managed Education - Standard Special Notice and Plan Overview Stable Asset Fund Change Summary Annual Report 2010 Know Your Number Video By John Forney 401K Income Tax Credit Basics of the Financial Markets Video 401K Enrollment Video By John Forney 401K Basics Webinar - Presented By John Forney
FAQ (Frequently Asked Questions)
Eligibility and Enrollment:
What are the eligibility requirements to participate in Hoss's 401K Plan? How can I enroll? How do I get started to access my account on Standard's web site? What if I cannot remember my login or password? How do I know which profile or accounts to choose? How can I get retirement planning advice?
Contributions:
How can I contribute to my 401K account? What is the difference between Pre-Tax Savings and Roth Savings? What is Automatic Enrollment? What is Automatic Increase? What is the maximum I can contribute to my 401K account per year? Is there a maximum percentage that I can contribute? How often can I change my deferral percentage and how can I do this? What is automatic rebalancing? What is a catch-up contribution? What is the employer match? Can I roll my 401K account from my former employer into Hoss's 401K plan?
Distributions:
How and when can I take money out of my account? What are my distribution options when terminating employment?
Loans:
Can I take out a loan from my account? How do I take out a loan? How will I repay my loan? Is there a limit to the number of loans I may take out? What if I terminate employment before the loan is paid off?