401K Retirement Savings Plan
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FAQ (Frequently Asked Questions)
Eligibility and Enrollment:
What are the eligibility requirements to participate in Hoss's 401K Plan? How can I enroll? How do I get started to access my account on Standard's web site? What if I cannot remember my login or password? How do I know which profile or accounts to choose? How can I get retirement planning advice?
Contributions:
How can I contribute to my 401K account? What is the difference between Pre-Tax Savings and Roth Savings? What is Automatic Enrollment? What is Automatic Increase? What is the maximum I can contribute to my 401K account per year? Is there a maximum percentage that I can contribute? How often can I change my deferral percentage and how can I do this? What is automatic rebalancing? What is a catch-up contribution? Can I roll my 401K account from my former employer into Hoss's 401K plan?
Distributions:
How and when can I take money out of my account? What are my distribution options when terminating employment?
Loans:
Can I take out a loan from my account? How do I take out a loan? How will I repay my loan? Is there a limit to the number of loans I may take out? What if I terminate employment before the loan is paid off?
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